Session fees
All fees are fixed and transparent. No VAT — FEP&G Ltd remains under the VAT registration threshold.
Step one · No commitment
Initial chat
A short, structured conversation to understand what you're trying to work out and whether a Money Lifemap session is the right next step for you. Capped at 30 minutes. Free if you've been referred by a professional firm. No FAM™ scoring, no written report — just clarity on where to go next.
£43
fixed fee
No VATIndividual · Education
Education session
Your FAM™ baseline is established and matched to the Box Theory curriculum for your activation level. You work through the Money Lifemap framework with Iain alongside — understanding how your finances fit together before any decisions are made. Includes a Written Outcome Report with clear signposting to regulated advice where your situation warrants it.
£43
per hour
No VATIndividual · Planning
Planning session
A full cash flow modelling session: your Portfolio Dependency Date, joint survivor modelling, and client-led scenarios. You leave with a written roadmap of what your plan looks like under different futures — not a recommendation, a picture you can act on.
£74
per hour
No VATIndividual · Ongoing
Return sessions & sense-checks
Updating your model as life changes — new figures, new scenarios, a check on where you are relative to your plan. Typically two hours; one-hour minimum.
£74
per hour
No VATWhat happens in a session
Education and planning sessions follow a structured process. The initial chat is a short scoping conversation only — no tools, no report.
FAM™ baseline
A short pre-session questionnaire establishes your Financial Activation level and maps it against your situation's complexity. Completed independently before the session. Not required for the initial chat or return sessions.
Tool exploration
You operate the Money Lifemap cash flow modelling system with Iain alongside. Your figures, your scenarios — Iain explains and sense-checks. Planning sessions go deeper: Portfolio Dependency Date, survivor modelling, and client-led scenarios.
Structured reflection
Open questions guide you through what the scenarios mean for you. No conclusions drawn on your behalf — your interpretation, supported.
Written outcome report
A written summary of what was covered, your FAM™ outcome, and clear signposting to regulated advice where your situation warrants it. Included in education and planning sessions; not produced for the initial chat or return sense-checks.
Who are you enquiring for?
Select a pathway to see what to expect
Individual sessions
Most people start with a short initial chat — a 30-minute scoping conversation to confirm which session type fits. From there, an education session establishes your FAM™ baseline and builds your financial picture using the Box Theory curriculum. A planning session goes further: building your full cash flow model, Portfolio Dependency Date, and written roadmap.
Education and planning sessions each produce a written outcome report. If your situation indicates that regulated financial advice would be beneficial, you'll receive clear, positive signposting to appropriate services. No product is sold and no recommendation is made.
Return sessions and sense-checks update your model as life changes — £74/hr, one-hour minimum.
Workplace & employer sessions
FEP&G Ltd works with employers to deliver financial education as part of a workplace wellbeing programme. Sessions can be delivered for individual employees or groups, covering the Money Lifemap curriculum at the level appropriate to each employee's FAM™ activation level.
Workplace sessions are billed at the hourly rate of £74, with a one-hour minimum and travel costs quoted at the time of engagement. Bespoke tool development is available for employers with specific planning needs — get in touch to discuss.
Employer enquiries typically begin with a brief scoping conversation to establish the workforce profile and appropriate session design.
Professional & bespoke support
Professional firms can commission FEP&G Ltd for educational support alongside their own regulated work — from client preparation sessions ahead of advice to bespoke technical educational projects. The referral pathway is fully documented and referring professionals receive a copy of the Outcome Report as standard.
FEP&G Ltd operates entirely within the guidance and education space. Our regulatory position is set out in full on the Disclosures page — professionals are encouraged to review this before making referrals.
Professional referral sessions are billed at £74/hr plus any travel, with a one-hour minimum.
The free self-help tools are a good place to start — no booking needed, no login, no data stored. Use them at your own pace and come back when you're ready.
Send an enquiry
Iain will get back to you within one working day to confirm availability and answer any questions.
Enquiry sent
Thank you — Iain will be in touch within one working day to confirm availability and next steps.
In the meantime, the free tools are there if you'd like to start exploring.